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About Clann Credo

Clann Credo - Community Loan Finance is a social enterprise which not only serves but is also proud to be a part of the Community & Voluntary Sector.
We provide loans to community organisations, charities and social enterprises.
We help organisations achieve their social, economic and financial potential on terms and conditions that may not be available to them commercially.
Why Clann Credo?
  • Expert knowledge of the Community & Voluntary sector.
  • Regionally based specialist staff with local knowledge.
  • Dedicated person assigned to assist through the process from start to finish.
How is Clann Credo Different?
  • We only lend to projects that have a social impact
  • No personal guarantees required
  • No penalties for early repayment
  • We lend where the banks may not

Since 1996, Clann Credo – Community Loan Finance has provided affordable loan finance to community organisations that generate social benefit. We are part of the Community & Voluntary sector and are committed to supporting organisations with affordable loans so that these organisations can do their work.

As a social finance provider we don’t just look at your accounts, we also look for your social impact. We are proud to say that Clann Credo lends to any community organisation that generates a social return and can demonstrate capacity to repay a loan.


Clann Credo – Community Loan Finance

To date, Clann Credo has invested almost €130 million in more than 1,500 Community & Voluntary projects throughout Ireland. These loans helped community organisations to provide a diverse range of services from transport to childcare to community tourism to eldercare.

Clann Credo enables social investors empower community organisations to make a lasting positive difference.


What is Social Finance?

Social Finance is an alternative model of investment, which differs from conventional models in one key respect: it demands that investments produce both a social and a financial return. In other words, there must be a tangible social benefit for any community: this could be improved child care services, creating jobs in disadvantaged areas, providing transport for people living with disabilities, etc.

Social Finance delivers resources to communities and enterprises overlooked by conventional outlets and ensures that all investments produce a social gain or benefit. Organisations are assessed first on their capacity to deliver meaningful benefit to either the people or the community they serve and then on their ability to repay the loans.


Social Finance and Community Enterprise

Social Finance is assisting the social entrepreneurial endeavours of many NGO’s, non-profits and community & voluntary organisations who are now exploring new and innovative ways of generating funds in order to continue to address deeply entrenched social inequalities.


We Support Community Organisations

Organisations benefiting include; Community & Voluntary, Charities, Sports Clubs, Social Enterprises and organisations tackling community, social and environmental issues.

Clann Credo is a charity and recycles capital repayments into new loans to continuously increase the Community Loan Finance available so more community organisations can benefit in the future.

As Ireland’s largest social finance provider, we have re-imagined lending and believe that finance can be a catalyst for good in communities.