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What is Social Finance?

"The provision of finance by organisations, which seek a social return or social dividend, as well as a financial return”*

Social Finance is an alternative model of investment, which differs from conventional models in one key respect: it demands that investments produce both a social and a financial return. In other words, there must be a tangible social benefit for any community in which the enterprise is based: this could be improved child care services, creating jobs in disadvantaged areas, providing transport for people living with disabilities etc.

Social Finance delivers resources to communities and enterprises overlooked by conventional outlets and ensures that all investments produce a social gain or benefit. All funding recipients are assessed first on their capacity to deliver meaningful benefit to either the people or the community they serve and then on their ability to repay the loans.

Social Finance 

Social Finance is assisting the social entrepreneurial endeavours of many NGO’s, non-profits and community & voluntary organisations who are now exploring new and innovative ways of generating funds in order to continue to address deeply entrenched social inequalities.

*TSA Consultancy Limited with Lolita Sereleas and Colin Stutt, "Social Finance in Ireland; What it is and Where it's going", 2003, Dublin Employment Pact, ISBN 0-9545661-0-6