Accelerating Positive Community Impact

We provide fair, flexible lending to community groups, charities, social enterprises and sports clubs across Ireland. We believe in backing the volunteers and leaders who drive real change.

Accelerating Positive Community Impact

We provide fair, flexible lending to community groups, charities, social enterprises and sports clubs across Ireland. We believe in backing the volunteers and leaders who drive real change.

WHO WE ARE

We’re Clann Credo

Leaders in impact lending in Ireland. Driven to accelerate positive impact across every community. Since 1996, we’ve been making fair and flexible impact lending accessible and easy for community groups and social enterprises right across Ireland.

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We exist because we believe in the power and passion of community volunteers to shape a better society for all. We’re not a bank. We’re an impact lending provider with deep roots in the community. We understand community development; the ups and downs, the stops and starts and the voluntary work that drives real change on the ground. That’s what makes us different. And that’s why more than 2,000 community and voluntary organisations across Ireland have trusted us since we were established in 1996. We do everything we can to accelerate positive community impact. It’s not just what we do, it’s why we exist.

We work differently than traditional lenders

Clann Credo listens first. We understand that community groups need more than money—they need a partner who grasps what they're trying to build. That's why we've stripped away the complexity.

Simple applications, real conversations

No jargon. No personal guarantees. Just straightforward dialogue about your needs.

We measure what truly matters

Impact comes first. Financial metrics follow. That's how we assess every project.

Flexible terms built for reality

Repayment schedules that fit your circumstances, not the other way around.

Support that lasts beyond the loan

Our team stays with you, offering guidance and resources throughout your journey.

Our Impact in Numbers

Every number here represents a community that said: we’re ready.

Fair terms, no barriers

€61m+

Active loan book

Decisions made locally

654

Active community loans

Impact first, always

2,000+

Community groups supported since 1996

Impact first, always

65%

of lending for below average communities

COMMUNITY STORIES

Where ideas become reality

CO:WORX, Edgeworthstown Enterprise Hub · Co. Longford

CO:WORX

Walk into CO:WORX today and you’d never guess it used to be a shuttered bank.
Enterprise Centre
Digital Hub
Neptune Basketball Club, Blackpool, Co. Cork

Neptune Basketball Club

There is a reason people in Blackpool talk about Neptune the way they do.
Community Sport
Inishowen Maritime Museum, Greencastle, Co. Donegal

Inishowen Maritime Museum

Founded in 1990 by a group of maritime enthusiasts, Inishowen Maritime Museum operates from the old Coastguard Station...

Our Loans

Bridging, match funding, working capital and dedicated funds for the issues that matter

Passengers riding the Waterford Suir Valley Railway heritage train through woodland
LOANS

Bridging Loans

Getting projects moving without the wait.

Chef preparing food in a busy community kitchen with trays of pastry cases
LOANS

Term Loans

Long-term funding for projects with lasting impact.

Ballybunion Sea and Cliff Rescue volunteers beside their orange rescue boat on the beach
LOANS

Acorn Loans

Helping New Community Ideas Take Root

Impact that speaks for itself

Since our founding in 1996, Clann Credo has moved €215 million into communities across Ireland. We've backed over 2,000+ projects—from small local initiatives to transformative social enterprises. The numbers matter because they represent real change.

€218 million delivered

€218m+

Supporting communities since 1996

A smiling older man sharing a group hug with friends outdoors

2,000+ projects funded

2,000+

Reaching every corner of Ireland

All 26 counties covered

26

Present in every Irish community

A kayaking instructor launching two paddlers in a red kayak at Hook

Trusted by communities across Ireland

Ready to make an impact?

Whether you're exploring options or ready to apply, Clann Credo is here to support your next step. Get in touch with our team or start your application today.

Clann Credo: Financing Community Ambition